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HUD multifamily screener

Enter your property basics and see which FHA programs fit, with an estimated maximum loan per program and the criterion that binds it. Everything computes locally in your browser — nothing you type here is sent to a server or stored.

Property

Units

Year-1 NOI ($)

Property value / est. replacement cost ($)

State

Programs

HUD 223(f)Acquisition or refinance of an existing, stabilized propertyHUD 221(d)(4)New construction or substantial rehabilitationHUD 223(a)(7)Streamlined refinance of an existing FHA-insured loan

Assumptions

Interest rate (%)

Plus 25 bps annual MIP (flat across programs per the Oct-2025 HUD notice). Market-rate tier: 1.176x DSCR / 85% LTV.

HUD 223(f)

Acquisition or refinance of an existing, stabilized property · 35-yr term · 1.176x DSCR floor

Eligible to screen

$23,499,901

Estimatebound by DSCR

Criterion	Max loan	Binding?
LTV85% of HUD appraised value	$23,800,000	—
DSCRNOI / annual debt service ≥ 1.176	$23,499,901	● binding

Estimate — all figures are MODELED estimates from your inputs at the market-rate underwriting tier. They are not a loan commitment, a HUD determination, or lender advice. This demo omits the statutory per-unit limit test, affordability-tier DSCR/LTV relief, davis-bacon wage impacts, and lender-specific overlays — the full in-app screener includes them.

Provenance: computed client-side by @cdv/calc v1.4.0 (provenance grade: modeled — pure math from user-entered assumptions). DSCR floors and LTV/LTC caps per HUD MAP Guide underwriting thresholds (market tier 1.176x / 85%; 223(a)(7) floor 1.11x); MIP 25 bps per the October 2025 HUD MIP notice. Your inputs never leave this browser tab.

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